"Having taken care of my mother for three years has opened our eyes to the need for long-term care insurance. We have watched savings disappear as we watch the cost of medical care rise. We want our children and grandchildren to have a peace of mind that we sometimes don’t have. This type of policy is a Godsend for couples our age anticipating what the future may bring."

Judy Carter, Chattanooga, TN


"Long –term care seems like a reasonable investment. The potential return is well worth the investment to us. If we don’t use our benefits, we have avoided a serious situation. If we do use the benefits, we have avoided a serious situation. Either way, we win."

Charles & Delores Johnson, Brentwood, TN


"I feel good about having LTC Insurance so that I will not have to worry about how I can take care of myself in old age. I took care of my mother after she had a stroke for 11 years"

Susan Gilbert, Chattanooga, TN


"Gail was very knowledgeable and interesting with her explanation for coverage of an unappealing event. It will be nice to work with someone so pleasant."

Mariann Hughes, Hixson, TN


"LTC is important to us so that we can preserve our legacy for our children."

Jack Spiro, Richmond, VA


"We appreciate Gail’s honest approach to helping us with what we need for long term care and for protecting our savings for our daughter."

Fred & Nanette Carr, Signal Mountain, TN


"It’s a relief!"

Bruce Tripp, Chattanooga, TN